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 ESB Bank
ESB Bank
| RSSD ID 40855 | CERTIFICATE 10980 | ABA NUMBER 91207317 |
| 115 N Highway 44/76 |
Quarter Ended : |
2025-06-30 |
| Caledonia, Minnesota, 55921 |
Updated : |
2025-07-25 |
| https://www.esbbanking.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 184,700 |
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Total Interest Income | 5,479 |
| Total Liabilities | 166,777 |
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Total NonInterest Income | 427 |
| Total Bank Equity Capital | 17,923 |
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Total Interest Expense | 2,487 |
| Total Deposits | 159,962 |
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Total NonInterest Expense | 1,839 |
| Net Loans & Leases | 154,050 |
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Net Income | 1,351 |
| Loan Loss Allowance | 1,604 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 151,293 |
| Total assets for the leverage ratio | 180,485 |
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Loans secured by real estate: | 106,396 |
| Tier 1 Leverage Ratio | 9.91 |
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Commercial and industrial loans | 22,305 |
| Off Balance Sheet Exposures (%) | 6.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,377 |
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:· ESB Bank
