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 Andes State Bank
Andes State Bank
| RSSD ID 410159 | CERTIFICATE 18483 | ABA NUMBER 91409458 |
| 213 Main St |
Quarter Ended : |
2025-12-31 |
| Lake Andes, South Dakota, 57356 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
4 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 27,884 |
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Total Interest Income | 1,267 |
| Total Liabilities | 24,145 |
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Total NonInterest Income | 78 |
| Total Bank Equity Capital | 3,739 |
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Total Interest Expense | 173 |
| Total Deposits | 24,020 |
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Total NonInterest Expense | 642 |
| Net Loans & Leases | 10,684 |
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Net Income | 361 |
| Loan Loss Allowance | 248 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 3,929 |
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Total loans | 10,907 |
| Total assets for the leverage ratio | 28,049 |
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Loans secured by real estate: | 3,014 |
| Tier 1 Leverage Ratio | 13.42 |
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Commercial and industrial loans | 3,270 |
| Tier 1 Capital Ratio | 28.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 29.89 |
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Loans to individuals - Other | 1,565 |
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:· Andes State Bank
