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 Bank of O'Fallon
Bank of O'Fallon
| RSSD ID 410748 | CERTIFICATE 18171 | ABA NUMBER 81023019 |
| 901 S Lincoln Ave |
Quarter Ended : |
2025-03-31 |
| O'Fallon, Illinois, 62269 |
Updated : |
2025-04-16 |
| www.bankofallon.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 374,915 |
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Total Interest Income | 4,598 |
| Total Liabilities | 325,917 |
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Total NonInterest Income | 38 |
| Total Bank Equity Capital | 48,998 |
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Total Interest Expense | 1,941 |
| Total Deposits | 324,354 |
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Total NonInterest Expense | 1,211 |
| Net Loans & Leases | 259,492 |
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Net Income | 1,303 |
| Loan Loss Allowance | 4,327 |
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Net Charge Offs | 142 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 51,702 |
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Total loans | 267,298 |
| Total assets for the leverage ratio | 361,321 |
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Loans secured by real estate: | 217,816 |
| Tier 1 Leverage Ratio | 13.56 |
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Commercial and industrial loans | 16,579 |
| Tier 1 Capital Ratio | 22.83 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.09 |
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Loans to individuals - Other | 12,500 |
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:· Bank of O'Fallon
