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Farmers and Mechanics Federal Savings Bank
Farmers and Mechanics Federal Savings Bank
| RSSD ID 412872 | CERTIFICATE 28478 | ABA NUMBER 281371613 |
| 225 E Main St |
Quarter Ended : |
2025-09-30 |
| Bloomfield, Indiana, 47424 |
Updated : |
2025-10-28 |
| www.farmersandmechanicsfederal.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 117,860 |
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Total Interest Income | 3,978 |
| Total Liabilities | 112,545 |
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Total NonInterest Income | 236 |
| Total Bank Equity Capital | 5,315 |
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Total Interest Expense | 1,616 |
| Total Deposits | 106,113 |
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Total NonInterest Expense | 2,709 |
| Net Loans & Leases | 70,814 |
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Net Income | (231) |
| Loan Loss Allowance | 297 |
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Net Charge Offs | 79 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 8,387 |
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Total loans | 68,750 |
| Total assets for the leverage ratio | 121,172 |
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Loans secured by real estate: | 57,370 |
| Tier 1 Leverage Ratio | 6.66 |
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Commercial and industrial loans | 10,678 |
| Tier 1 Capital Ratio | 10.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.31 |
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Loans to individuals - Other | 702 |
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