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 Citizens State Bank
Citizens State Bank
| RSSD ID 413543 | CERTIFICATE 18356 | ABA NUMBER 73922322 |
| 808 3rd Ave |
Quarter Ended : |
2025-12-31 |
| Sheldon, Iowa, 51201 |
Updated : |
2026-01-20 |
| www.csbsheldon.com |
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| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 198,798 |
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Total Interest Income | 8,826 |
| Total Liabilities | 175,505 |
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Total NonInterest Income | 785 |
| Total Bank Equity Capital | 23,293 |
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Total Interest Expense | 3,033 |
| Total Deposits | 174,698 |
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Total NonInterest Expense | 3,492 |
| Net Loans & Leases | 125,617 |
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Net Income | 2,667 |
| Loan Loss Allowance | 1,578 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 125,464 |
| Total assets for the leverage ratio | 198,932 |
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Loans secured by real estate: | 79,411 |
| Tier 1 Leverage Ratio | 11.74 |
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Commercial and industrial loans | 12,223 |
| Off Balance Sheet Exposures (%) | 9.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,205 |
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:· Citizens State Bank
