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Alden State Bank
Alden State Bank
| RSSD ID 414102 | CERTIFICATE 9831 | ABA NUMBER 22309611 |
| 13216 Broadway St |
Quarter Ended : |
2025-09-30 |
| Alden, New York, 14004 |
Updated : |
2025-10-23 |
| www.aldenstate.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
68 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 446,651 |
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Total Interest Income | 16,891 |
| Total Liabilities | 379,441 |
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Total NonInterest Income | 988 |
| Total Bank Equity Capital | 67,210 |
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Total Interest Expense | 3,282 |
| Total Deposits | 376,872 |
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Total NonInterest Expense | 9,355 |
| Net Loans & Leases | 296,277 |
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Net Income | 4,118 |
| Loan Loss Allowance | 3,410 |
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Net Charge Offs | 397 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 70,548 |
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Total loans | 289,265 |
| Total assets for the leverage ratio | 443,149 |
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Loans secured by real estate: | 238,653 |
| Tier 1 Leverage Ratio | 15.09 |
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Commercial and industrial loans | 50,680 |
| Tier 1 Capital Ratio | 22.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.07 |
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Loans to individuals - Other | 3,097 |
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