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 KS Bank, Inc.
KS Bank, Inc.
| RSSD ID 416674 | CERTIFICATE 29771 | ABA NUMBER 253170758 |
| 1031 N Brightleaf Blvd |
Quarter Ended : |
2025-09-30 |
| Smithfield, North Carolina, 27577 |
Updated : |
2025-10-21 |
| www.KSBankinc.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 771,684 |
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Total Interest Income | 31,658 |
| Total Liabilities | 709,080 |
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Total NonInterest Income | 3,260 |
| Total Bank Equity Capital | 62,604 |
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Total Interest Expense | 10,522 |
| Total Deposits | 703,500 |
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Total NonInterest Expense | 14,300 |
| Net Loans & Leases | 621,795 |
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Net Income | 7,220 |
| Loan Loss Allowance | 4,849 |
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Net Charge Offs | 220 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 611,180 |
| Total assets for the leverage ratio | 752,355 |
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Loans secured by real estate: | 582,381 |
| Tier 1 Leverage Ratio | 9.29 |
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Commercial and industrial loans | 18,769 |
| Off Balance Sheet Exposures (%) | 18.43 |
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Loans to individuals - Credit Cards | 759 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,221 |
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:· KS Bank, Inc.
