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Putnam County Bank
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Putnam County Bank
| RSSD ID 417626 | CERTIFICATE 15243 | ABA NUMBER 51502858 |
| 2761 Main St |
Quarter Ended : |
2026-03-31 |
| Hurricane, West Virginia, 25526 |
Updated : |
2026-04-27 |
| www.pcbwv.bank |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
74 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 709,760 |
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Total Interest Income | 7,722 |
| Total Liabilities | 627,210 |
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Total NonInterest Income | 133 |
| Total Bank Equity Capital | 82,550 |
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Total Interest Expense | 2,866 |
| Total Deposits | 622,818 |
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Total NonInterest Expense | 2,694 |
| Net Loans & Leases | 446,664 |
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Net Income | 1,760 |
| Loan Loss Allowance | 5,123 |
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Net Charge Offs | (39) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 450,473 |
| Total assets for the leverage ratio | 669,085 |
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Loans secured by real estate: | 434,835 |
| Tier 1 Leverage Ratio | 12.82 |
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Commercial and industrial loans | 12,864 |
| Off Balance Sheet Exposures (%) | 3.82 |
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Loans to individuals - Credit Cards | 103 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,671 |
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