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 Middletown Valley Bank
Middletown Valley Bank
| RSSD ID 41825 | CERTIFICATE 14017 | ABA NUMBER 55001258 |
| 803 E Main St |
Quarter Ended : |
2025-12-31 |
| Middletown, Maryland, 21769 |
Updated : |
2026-01-29 |
| www.mvbbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
179 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,128,814 |
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Total Interest Income | 56,479 |
| Total Liabilities | 1,027,562 |
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Total NonInterest Income | 4,014 |
| Total Bank Equity Capital | 101,252 |
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Total Interest Expense | 19,372 |
| Total Deposits | 985,198 |
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Total NonInterest Expense | 26,757 |
| Net Loans & Leases | 921,013 |
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Net Income | 9,677 |
| Loan Loss Allowance | 9,842 |
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Net Charge Offs | (14) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 115,103 |
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Total loans | 912,755 |
| Total assets for the leverage ratio | 1,104,909 |
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Loans secured by real estate: | 769,165 |
| Tier 1 Leverage Ratio | 9.48 |
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Commercial and industrial loans | 136,641 |
| Tier 1 Capital Ratio | 11.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.14 |
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Loans to individuals - Other | 904 |
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:· Middletown Valley Bank
