|
 |
|
|
 First Bank Richmond
First Bank Richmond
| RSSD ID 419675 | CERTIFICATE 28533 | ABA NUMBER 274970791 |
| 20 N 9th St |
Quarter Ended : |
2025-03-31 |
| Richmond, Indiana, 47374 |
Updated : |
2025-04-24 |
| www.firstbankrichmond.com |
|
| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
171 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,518,129 |
|
Total Interest Income | 20,829 |
| Total Liabilities | 1,396,817 |
|
Total NonInterest Income | 1,307 |
| Total Bank Equity Capital | 121,312 |
|
Total Interest Expense | 10,700 |
| Total Deposits | 1,110,430 |
|
Total NonInterest Expense | 8,032 |
| Net Loans & Leases | 1,176,433 |
|
Net Income | 2,207 |
| Loan Loss Allowance | 16,078 |
|
Net Charge Offs | 395 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 181,867 |
|
Total loans | 1,035,072 |
| Total assets for the leverage ratio | 1,550,832 |
|
Loans secured by real estate: | 856,400 |
| Tier 1 Leverage Ratio | 10.68 |
|
Commercial and industrial loans | 122,664 |
| Tier 1 Capital Ratio | 12.79 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.04 |
|
Loans to individuals - Other | 19,856 |
|
|
|
|
:· First Bank Richmond
