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 Bank of the Mountains, Inc.
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Bank of the Mountains, Inc.
| RSSD ID 422116 | CERTIFICATE 21219 | ABA NUMBER 42101750 |
| 204 Court St |
Quarter Ended : |
2026-03-31 |
| West Liberty, Kentucky, 41472 |
Updated : |
2026-04-24 |
| www.bankofthemountains.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 100,300 |
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Total Interest Income | 1,253 |
| Total Liabilities | 91,026 |
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Total NonInterest Income | 286 |
| Total Bank Equity Capital | 9,274 |
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Total Interest Expense | 249 |
| Total Deposits | 88,492 |
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Total NonInterest Expense | 1,163 |
| Net Loans & Leases | 69,034 |
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Net Income | 99 |
| Loan Loss Allowance | 967 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 10,101 |
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Total loans | 68,733 |
| Total assets for the leverage ratio | 98,171 |
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Loans secured by real estate: | 47,680 |
| Tier 1 Leverage Ratio | 9.5 |
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Commercial and industrial loans | 3,863 |
| Tier 1 Capital Ratio | 15.09 |
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Loans to individuals - Credit Cards | 186 |
| Total Capital Ratio | 16.34 |
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Loans to individuals - Other | 17,411 |
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:· Bank of the Mountains, Inc.
