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 The Citizens First National Bank of Storm Lake
The Citizens First National Bank of Storm Lake
| RSSD ID 424240 | CERTIFICATE 4511 | ABA NUMBER 73903516 |
| East 5th And Lake Avenue |
Quarter Ended : |
2025-12-31 |
| Storm Lake, Iowa, 50588 |
Updated : |
2026-01-26 |
| www.citizensfnb.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
49 |
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| Related Company Filings |
Regulator |
 FNC INC |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 260,221 |
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Total Interest Income | 13,305 |
| Total Liabilities | 222,596 |
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Total NonInterest Income | 3,793 |
| Total Bank Equity Capital | 37,625 |
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Total Interest Expense | 3,185 |
| Total Deposits | 217,704 |
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Total NonInterest Expense | 7,191 |
| Net Loans & Leases | 144,463 |
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Net Income | 6,722 |
| Loan Loss Allowance | 2,388 |
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Net Charge Offs | 70 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 39,730 |
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Total loans | 147,236 |
| Total assets for the leverage ratio | 266,820 |
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Loans secured by real estate: | 65,680 |
| Tier 1 Leverage Ratio | 14.18 |
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Commercial and industrial loans | 27,476 |
| Tier 1 Capital Ratio | 25.16 |
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Loans to individuals - Credit Cards | 424 |
| Total Capital Ratio | 26.41 |
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Loans to individuals - Other | 6,419 |
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:· The Citizens First National Bank of Storm Lake
