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 First National Bank
First National Bank
| RSSD ID 42448 | CERTIFICATE 3887 | ABA NUMBER 84100793 |
| 200 W Court St |
Quarter Ended : |
2025-09-30 |
| Paragould, Arkansas, 72450 |
Updated : |
2025-10-23 |
| www.fnbank.net |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
23 |
Number of Employees : |
300 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,556,934 |
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Total Interest Income | 107,105 |
| Total Liabilities | 2,268,840 |
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Total NonInterest Income | 11,743 |
| Total Bank Equity Capital | 288,094 |
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Total Interest Expense | 45,682 |
| Total Deposits | 2,113,552 |
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Total NonInterest Expense | 43,117 |
| Net Loans & Leases | 2,013,351 |
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Net Income | 20,252 |
| Loan Loss Allowance | 27,935 |
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Net Charge Offs | 732 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 297,493 |
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Total loans | 2,024,684 |
| Total assets for the leverage ratio | 2,502,317 |
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Loans secured by real estate: | 1,659,579 |
| Tier 1 Leverage Ratio | 10.88 |
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Commercial and industrial loans | 160,645 |
| Tier 1 Capital Ratio | 13.57 |
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Loans to individuals - Credit Cards | 3,504 |
| Total Capital Ratio | 14.83 |
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Loans to individuals - Other | 42,243 |
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:· First National Bank
