|
 |
|
|
 Rondout Savings Bank
Rondout Savings Bank
| RSSD ID 425108 | CERTIFICATE 15969 | ABA NUMBER 221971086 |
| 300 Broadway |
Quarter Ended : |
2025-09-30 |
| Kingston, New York, 12401 |
Updated : |
2025-10-14 |
| www.rondoutbank.com |
|
| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
63 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 515,274 |
|
Total Interest Income | 16,730 |
| Total Liabilities | 473,072 |
|
Total NonInterest Income | 1,364 |
| Total Bank Equity Capital | 42,202 |
|
Total Interest Expense | 8,490 |
| Total Deposits | 452,723 |
|
Total NonInterest Expense | 9,470 |
| Net Loans & Leases | 406,471 |
|
Net Income | 134 |
| Loan Loss Allowance | 4,049 |
|
Net Charge Offs | 175 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 53,540 |
|
Total loans | 408,478 |
| Total assets for the leverage ratio | 525,778 |
|
Loans secured by real estate: | 378,378 |
| Tier 1 Leverage Ratio | 9.38 |
|
Commercial and industrial loans | 26,316 |
| Tier 1 Capital Ratio | 14.63 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.88 |
|
Loans to individuals - Other | 3,655 |
|
|
|
|
:· Rondout Savings Bank
