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 Rondout Savings Bank
Rondout Savings Bank
| RSSD ID 425108 | CERTIFICATE 15969 | ABA NUMBER 221971086 |
| 300 Broadway |
Quarter Ended : |
2025-12-31 |
| Kingston, New York, 12401 |
Updated : |
2026-01-29 |
| www.rondoutbank.com |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 512,006 |
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Total Interest Income | 22,301 |
| Total Liabilities | 468,747 |
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Total NonInterest Income | 2,148 |
| Total Bank Equity Capital | 43,259 |
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Total Interest Expense | 10,955 |
| Total Deposits | 448,969 |
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Total NonInterest Expense | 12,701 |
| Net Loans & Leases | 408,393 |
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Net Income | 674 |
| Loan Loss Allowance | 4,020 |
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Net Charge Offs | 184 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,039 |
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Total loans | 413,236 |
| Total assets for the leverage ratio | 520,691 |
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Loans secured by real estate: | 376,720 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 25,264 |
| Tier 1 Capital Ratio | 14.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.91 |
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Loans to individuals - Other | 10,001 |
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:· Rondout Savings Bank
