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 Spectra Bank
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Spectra Bank
| RSSD ID 426057 | CERTIFICATE 26708 | ABA NUMBER 111916915 |
| 2000 Handley Ederville Rd |
Quarter Ended : |
2026-06-30 |
| Fort Worth, Texas, 76118 |
Updated : |
2026-07-29 |
| www.spectra.bank |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 126,667 |
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Total Interest Income | 3,591 |
| Total Liabilities | 117,160 |
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Total NonInterest Income | 1,234 |
| Total Bank Equity Capital | 9,507 |
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Total Interest Expense | 1,415 |
| Total Deposits | 110,755 |
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Total NonInterest Expense | 3,086 |
| Net Loans & Leases | 86,303 |
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Net Income | 124 |
| Loan Loss Allowance | 876 |
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Net Charge Offs | 96 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 84,464 |
| Total assets for the leverage ratio | 132,591 |
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Loans secured by real estate: | 66,519 |
| Tier 1 Leverage Ratio | 7.88 |
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Commercial and industrial loans | 12,973 |
| Off Balance Sheet Exposures (%) | 10.18 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,301 |
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:· Spectra Bank
