|
 |
|
|
 Central National Bank
|
Central National Bank
| RSSD ID 428060 | CERTIFICATE 22396 | ABA NUMBER 111907199 |
| 8320 W Highway 84 |
Quarter Ended : |
2026-03-31 |
| Waco, Texas, 76712 |
Updated : |
2026-04-22 |
| www.cnbwaco.com |
|
| Institution Profile |
| Year Opened : |
1977 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
106 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,446,766 |
|
Total Interest Income | 20,644 |
| Total Liabilities | 1,315,616 |
|
Total NonInterest Income | 652 |
| Total Bank Equity Capital | 131,150 |
|
Total Interest Expense | 7,012 |
| Total Deposits | 1,288,478 |
|
Total NonInterest Expense | 6,556 |
| Net Loans & Leases | 1,152,104 |
|
Net Income | 7,358 |
| Loan Loss Allowance | 13,997 |
|
Net Charge Offs | 140 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 155,491 |
|
Total loans | 1,151,206 |
| Total assets for the leverage ratio | 1,445,856 |
|
Loans secured by real estate: | 997,924 |
| Tier 1 Leverage Ratio | 9.76 |
|
Commercial and industrial loans | 139,109 |
| Tier 1 Capital Ratio | 12.31 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.56 |
|
Loans to individuals - Other | 7,064 |
|
|
|
|
:· Central National Bank
