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 St. Charles Bank & Trust Company, National Association
St. Charles Bank & Trust Company, National Association
| RSSD ID 428547 | CERTIFICATE 27052 | ABA NUMBER 71926650 |
| 411 W Main St |
Quarter Ended : |
2025-03-31 |
| Saint Charles, Illinois, 60174 |
Updated : |
2025-04-30 |
| www.bankstcharles.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
101 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,974,063 |
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Total Interest Income | 40,282 |
| Total Liabilities | 2,666,929 |
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Total NonInterest Income | 2,229 |
| Total Bank Equity Capital | 307,134 |
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Total Interest Expense | 17,630 |
| Total Deposits | 2,535,806 |
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Total NonInterest Expense | 10,587 |
| Net Loans & Leases | 2,343,284 |
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Net Income | 9,683 |
| Loan Loss Allowance | 18,958 |
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Net Charge Offs | 2,347 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 300,519 |
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Total loans | 2,244,325 |
| Total assets for the leverage ratio | 2,867,120 |
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Loans secured by real estate: | 735,646 |
| Tier 1 Leverage Ratio | 9.74 |
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Commercial and industrial loans | 1,016,932 |
| Tier 1 Capital Ratio | 10.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.33 |
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Loans to individuals - Other | 489,262 |
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:· St. Charles Bank & Trust Company, National Association
