|
 |
 |
|
Peoples State Bank
Peoples State Bank
RSSD ID 431323 | CERTIFICATE 6659 | ABA NUMBER 44105819 |
114 N Main St |
Quarter Ended : |
2025-03-31 |
New Lexington, Ohio, 43764 |
Updated : |
2025-04-23 |
www.psbohio.com |
|
Institution Profile |
Year Opened : |
1932 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
|
Specialization : |
Consumer Lending Specialization |
Number of Offices : |
6 |
Number of Employees : |
53 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 270,783 |
|
Total Interest Income | 3,195 |
Total Liabilities | 250,478 |
|
Total NonInterest Income | 273 |
Total Bank Equity Capital | 20,305 |
|
Total Interest Expense | 953 |
Total Deposits | 248,900 |
|
Total NonInterest Expense | 1,944 |
Net Loans & Leases | 192,137 |
|
Net Income | 460 |
Loan Loss Allowance | 1,352 |
|
Net Charge Offs | 9 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 22,171 |
|
Total loans | 189,930 |
Total assets for the leverage ratio | 272,735 |
|
Loans secured by real estate: | 139,302 |
Tier 1 Leverage Ratio | 7.63 |
|
Commercial and industrial loans | 8,267 |
Tier 1 Capital Ratio | 13.07 |
|
Loans to individuals - Credit Cards | 690 |
Total Capital Ratio | 13.91 |
|
Loans to individuals - Other | 14,244 |
|
|
|
|