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 First State Bank
First State Bank
| RSSD ID 435750 | CERTIFICATE 15511 | ABA NUMBER 111901467 |
| 801 E California St |
Quarter Ended : |
2025-06-30 |
| Gainesville, Texas, 76240 |
Updated : |
2025-07-23 |
| www.firststate.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
268 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,812,065 |
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Total Interest Income | 40,679 |
| Total Liabilities | 1,679,108 |
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Total NonInterest Income | 26,873 |
| Total Bank Equity Capital | 132,957 |
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Total Interest Expense | 13,764 |
| Total Deposits | 1,641,601 |
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Total NonInterest Expense | 28,951 |
| Net Loans & Leases | 932,441 |
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Net Income | 17,650 |
| Loan Loss Allowance | 13,471 |
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Net Charge Offs | 7,177 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 188,596 |
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Total loans | 946,977 |
| Total assets for the leverage ratio | 1,830,210 |
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Loans secured by real estate: | 707,595 |
| Tier 1 Leverage Ratio | 9.56 |
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Commercial and industrial loans | 124,646 |
| Tier 1 Capital Ratio | 13.77 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.83 |
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Loans to individuals - Other | 26,105 |
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:· First State Bank
