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 First State Bank
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First State Bank
| RSSD ID 435750 | CERTIFICATE 15511 | ABA NUMBER 111901467 |
| 801 E California St |
Quarter Ended : |
2026-06-30 |
| Gainesville, Texas, 76240 |
Updated : |
2026-07-17 |
| www.firststate.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
288 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,851,537 |
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Total Interest Income | 45,638 |
| Total Liabilities | 1,696,845 |
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Total NonInterest Income | 8,264 |
| Total Bank Equity Capital | 154,692 |
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Total Interest Expense | 12,109 |
| Total Deposits | 1,660,611 |
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Total NonInterest Expense | 31,799 |
| Net Loans & Leases | 938,807 |
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Net Income | 7,289 |
| Loan Loss Allowance | 12,992 |
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Net Charge Offs | 1,941 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 193,129 |
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Total loans | 965,572 |
| Total assets for the leverage ratio | 1,864,757 |
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Loans secured by real estate: | 779,661 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 117,436 |
| Tier 1 Capital Ratio | 14.08 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.18 |
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Loans to individuals - Other | 18,971 |
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:· First State Bank
