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 First State Bank
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First State Bank
| RSSD ID 435750 | CERTIFICATE 15511 | ABA NUMBER 111901467 |
| 801 E California St |
Quarter Ended : |
2026-03-31 |
| Gainesville, Texas, 76240 |
Updated : |
2026-04-28 |
| www.firststate.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
288 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,814,144 |
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Total Interest Income | 22,674 |
| Total Liabilities | 1,662,933 |
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Total NonInterest Income | 3,821 |
| Total Bank Equity Capital | 151,211 |
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Total Interest Expense | 6,134 |
| Total Deposits | 1,626,964 |
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Total NonInterest Expense | 15,549 |
| Net Loans & Leases | 949,310 |
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Net Income | 3,312 |
| Loan Loss Allowance | 12,958 |
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Net Charge Offs | 1,525 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 193,118 |
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Total loans | 976,980 |
| Total assets for the leverage ratio | 1,857,309 |
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Loans secured by real estate: | 767,995 |
| Tier 1 Leverage Ratio | 9.65 |
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Commercial and industrial loans | 121,828 |
| Tier 1 Capital Ratio | 13.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.99 |
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Loans to individuals - Other | 20,590 |
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:· First State Bank
