The Watkins Savings Bank Financial Reports

:: Widgets :: About :: News :: Contact ::

:· The Watkins Savings Bank

Featured
::	Bank Mergers & Acquisitions
::	Bank Filing Updates
::	Holding Company Filing Updates

Top Institutions
	Holding Companies
	Banks
	Federal Savings Banks
	Credit Unions

SEC Submissions
	Banks
	Savings Associations
	Federal Credit Agencies

Specialized Banks
::	SCorp Banks
::	Industrial Loan Companies
::	Foreign Banking Organizations
::	Non-Depository Trust Banks
::	Bankers Banks
::	Credit Card Banks
::	Custodial Banks

Bank Map


General Interest
::	COVID-19 PPP National Summary
::	New Formations
::	De Novo Banks
::	Holding Company Filing Updates
::	Bank Filing Updates
::	Institution Failures
::	America's Oldest Banks
::	National Summary of Deposits
::	External Auditors

Mergers & Acquisitions
::	Holding Company Mergers & Acquisitions
::	Bank Mergers & Acquisitions
::	Credit Union Mergers & Acquisitions

Off Balance Sheet
::	Holding Company Credit Default Swaps
::	Bank Credit Default Swaps
::	Derivatives
::	Credit Union Derivatives

The Watkins Savings Bank

RSSD ID 437044 \| CERTIFICATE 18071 \| ABA NUMBER 73916406
202 1st St	Quarter Ended :	2025-03-31
Watkins, Iowa, 52354	Updated :	2025-04-21
watkinsbank.com

Institution Profile
Year Opened :	1892	Institution Type :	Commercial bank
Entity Type :	State	Federal Regulator :	FDIC
Member Federal Reserve :	No	S-Corp :	No
Fiduciary Powers :	Yes	Powers Exercised :	No
Filing Type :	051

Specialization :	Agricultural Specialization
Number of Offices :	1	Number of Employees :	7

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)
Total Assets	82,174	Total Interest Income	701
Total Liabilities	71,843	Total NonInterest Income	7
Total Bank Equity Capital	10,331	Total Interest Expense	351
Total Deposits	71,532	Total NonInterest Expense	281
Net Loans & Leases	34,089	Net Income	72
Loan Loss Allowance	170	Net Charge Offs	0

Regulatory Capital		Quarterly Averages (USD, in thousands)
Community Bank Leverage Ratio	Yes	Total loans	33,258
Total assets for the leverage ratio	84,621	Loans secured by real estate:	22,060
Tier 1 Leverage Ratio	15.58	Commercial and industrial loans	536
Off Balance Sheet Exposures (%)	6.65	Loans to individuals - Credit Cards	0
Trading Assets and Liabilities (%)	0	Loans to individuals - Other	800

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury