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 The Watkins Savings Bank
The Watkins Savings Bank
| RSSD ID 437044 | CERTIFICATE 18071 | ABA NUMBER 73916406 |
| 202 1st St |
Quarter Ended : |
2025-12-31 |
| Watkins, Iowa, 52354 |
Updated : |
2026-01-21 |
| watkinsbank.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
6 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 83,202 |
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Total Interest Income | 2,825 |
| Total Liabilities | 72,100 |
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Total NonInterest Income | 21 |
| Total Bank Equity Capital | 11,102 |
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Total Interest Expense | 1,429 |
| Total Deposits | 71,773 |
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Total NonInterest Expense | 1,105 |
| Net Loans & Leases | 33,418 |
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Net Income | 280 |
| Loan Loss Allowance | 170 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 32,800 |
| Total assets for the leverage ratio | 87,390 |
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Loans secured by real estate: | 22,115 |
| Tier 1 Leverage Ratio | 15.03 |
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Commercial and industrial loans | 514 |
| Off Balance Sheet Exposures (%) | 7.72 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 783 |
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:· The Watkins Savings Bank
