|
 |
|
|
 United Community Bank
|
United Community Bank
| RSSD ID 439338 | CERTIFICATE 19459 | ABA NUMBER 71108407 |
| 301 N Main St |
Quarter Ended : |
2026-03-31 |
| Chatham, Illinois, 62629 |
Updated : |
2026-04-30 |
| www.ucbbank.com |
|
| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
46 |
Number of Employees : |
562 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,165,370 |
|
Total Interest Income | 47,520 |
| Total Liabilities | 3,754,846 |
|
Total NonInterest Income | 7,017 |
| Total Bank Equity Capital | 410,524 |
|
Total Interest Expense | 19,135 |
| Total Deposits | 3,531,625 |
|
Total NonInterest Expense | 20,120 |
| Net Loans & Leases | 2,543,412 |
|
Net Income | 12,578 |
| Loan Loss Allowance | 33,566 |
|
Net Charge Offs | 161 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 444,246 |
|
Total loans | 2,577,142 |
| Total assets for the leverage ratio | 4,104,518 |
|
Loans secured by real estate: | 1,914,825 |
| Tier 1 Leverage Ratio | 9.96 |
|
Commercial and industrial loans | 360,421 |
| Tier 1 Capital Ratio | 13.83 |
|
Loans to individuals - Credit Cards | 2,652 |
| Total Capital Ratio | 15.04 |
|
Loans to individuals - Other | 26,849 |
|
|
|
|
:· United Community Bank
