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 Black Mountain Savings Bank, SSB
Black Mountain Savings Bank, SSB
| RSSD ID 444677 | CERTIFICATE 27897 | ABA NUMBER 253170091 |
| 200 E State St |
Quarter Ended : |
2025-09-30 |
| Black Mountain, North Carolina, 28711 |
Updated : |
2025-10-30 |
| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
5 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 42,364 |
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Total Interest Income | 1,309 |
| Total Liabilities | 37,274 |
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Total NonInterest Income | 22 |
| Total Bank Equity Capital | 5,090 |
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Total Interest Expense | 690 |
| Total Deposits | 36,290 |
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Total NonInterest Expense | 768 |
| Net Loans & Leases | 27,715 |
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Net Income | (127) |
| Loan Loss Allowance | 62 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 28,010 |
| Total assets for the leverage ratio | 42,447 |
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Loans secured by real estate: | 27,872 |
| Tier 1 Leverage Ratio | 11.99 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 1.72 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 44 |
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:· Black Mountain Savings Bank, SSB
