|
 |
|
|
 Farmers and Merchants Bank
|
Farmers and Merchants Bank
| RSSD ID 446130 | CERTIFICATE 13887 | ABA NUMBER 62201711 |
| 2 1st St Ne |
Quarter Ended : |
2026-03-31 |
| Lafayette, Alabama, 36862 |
Updated : |
2026-04-29 |
| www.fmlafayette.com |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
37 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 305,625 |
|
Total Interest Income | 3,640 |
| Total Liabilities | 285,017 |
|
Total NonInterest Income | 262 |
| Total Bank Equity Capital | 20,608 |
|
Total Interest Expense | 1,380 |
| Total Deposits | 276,547 |
|
Total NonInterest Expense | 1,395 |
| Net Loans & Leases | 125,198 |
|
Net Income | 814 |
| Loan Loss Allowance | 1,572 |
|
Net Charge Offs | 9 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 121,877 |
| Total assets for the leverage ratio | 323,708 |
|
Loans secured by real estate: | 75,551 |
| Tier 1 Leverage Ratio | 10.61 |
|
Commercial and industrial loans | 20,378 |
| Off Balance Sheet Exposures (%) | 8.34 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 11,303 |
|
|
|
|
:· Farmers and Merchants Bank
