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Citizens Bank
Citizens Bank
| RSSD ID 44741 | CERTIFICATE 9647 | ABA NUMBER 74905225 |
| 33 N Indiana St |
Quarter Ended : |
2025-09-30 |
| Mooresville, Indiana, 46158 |
Updated : |
2025-10-27 |
| www.citizens-banking.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
129 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 698,203 |
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Total Interest Income | 23,917 |
| Total Liabilities | 634,158 |
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Total NonInterest Income | 3,839 |
| Total Bank Equity Capital | 64,045 |
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Total Interest Expense | 7,550 |
| Total Deposits | 632,016 |
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Total NonInterest Expense | 13,992 |
| Net Loans & Leases | 447,385 |
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Net Income | 5,117 |
| Loan Loss Allowance | 5,815 |
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Net Charge Offs | 74 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 73,636 |
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Total loans | 453,059 |
| Total assets for the leverage ratio | 693,897 |
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Loans secured by real estate: | 318,582 |
| Tier 1 Leverage Ratio | 9.77 |
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Commercial and industrial loans | 24,997 |
| Tier 1 Capital Ratio | 13.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.16 |
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Loans to individuals - Other | 108,011 |
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