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 Oxford Bank
Oxford Bank
| RSSD ID 448040 | CERTIFICATE 9719 | ABA NUMBER 72404333 |
| 60 S Washington St |
Quarter Ended : |
2025-03-31 |
| Oxford, Michigan, 48371 |
Updated : |
2025-04-29 |
| www.oxfordbank.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
144 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 823,853 |
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Total Interest Income | 12,451 |
| Total Liabilities | 718,823 |
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Total NonInterest Income | 1,770 |
| Total Bank Equity Capital | 103,196 |
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Total Interest Expense | 2,256 |
| Total Deposits | 709,864 |
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Total NonInterest Expense | 8,286 |
| Net Loans & Leases | 615,151 |
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Net Income | 2,977 |
| Loan Loss Allowance | 7,272 |
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Net Charge Offs | 803 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 106,269 |
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Total loans | 610,855 |
| Total assets for the leverage ratio | 821,749 |
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Loans secured by real estate: | 412,090 |
| Tier 1 Leverage Ratio | 11.99 |
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Commercial and industrial loans | 179,118 |
| Tier 1 Capital Ratio | 13.99 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.09 |
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Loans to individuals - Other | 20,022 |
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:· Oxford Bank
