|
 |
|
|
 Oxford Bank
|
Oxford Bank
| RSSD ID 448040 | CERTIFICATE 9719 | ABA NUMBER 72404333 |
| 60 S Washington St |
Quarter Ended : |
2026-03-31 |
| Oxford, Michigan, 48371 |
Updated : |
2026-04-30 |
| www.oxfordbank.com |
|
| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
151 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 902,079 |
|
Total Interest Income | 14,418 |
| Total Liabilities | 787,536 |
|
Total NonInterest Income | 1,701 |
| Total Bank Equity Capital | 112,670 |
|
Total Interest Expense | 3,122 |
| Total Deposits | 752,796 |
|
Total NonInterest Expense | 9,285 |
| Net Loans & Leases | 692,369 |
|
Net Income | 1,636 |
| Loan Loss Allowance | 9,248 |
|
Net Charge Offs | (78) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 116,688 |
|
Total loans | 669,779 |
| Total assets for the leverage ratio | 969,494 |
|
Loans secured by real estate: | 433,531 |
| Tier 1 Leverage Ratio | 11.04 |
|
Commercial and industrial loans | 225,950 |
| Tier 1 Capital Ratio | 13.29 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.48 |
|
Loans to individuals - Other | 25,845 |
|
|
|
|
:· Oxford Bank
