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 Oxford Bank
Oxford Bank
| RSSD ID 448040 | CERTIFICATE 9719 | ABA NUMBER 72404333 |
| 60 S Washington St |
Quarter Ended : |
2025-09-30 |
| Oxford, Michigan, 48371 |
Updated : |
2025-10-30 |
| www.oxfordbank.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
141 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 915,302 |
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Total Interest Income | 39,361 |
| Total Liabilities | 803,945 |
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Total NonInterest Income | 5,471 |
| Total Bank Equity Capital | 109,759 |
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Total Interest Expense | 7,113 |
| Total Deposits | 794,454 |
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Total NonInterest Expense | 23,713 |
| Net Loans & Leases | 655,265 |
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Net Income | 8,931 |
| Loan Loss Allowance | 7,713 |
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Net Charge Offs | 2,585 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 111,938 |
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Total loans | 663,068 |
| Total assets for the leverage ratio | 875,140 |
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Loans secured by real estate: | 435,127 |
| Tier 1 Leverage Ratio | 11.86 |
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Commercial and industrial loans | 206,217 |
| Tier 1 Capital Ratio | 14.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.36 |
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Loans to individuals - Other | 21,724 |
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:· Oxford Bank
