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 22nd State Bank
22nd State Bank
| RSSD ID 449430 | CERTIFICATE 16910 | ABA NUMBER 62104656 |
| 51 St. Joseph Street |
Quarter Ended : |
2025-09-30 |
| Mobile, Alabama, 36602 |
Updated : |
2025-10-29 |
| www.22ndstatebank.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 280,111 |
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Total Interest Income | 19,664 |
| Total Liabilities | 242,843 |
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Total NonInterest Income | 7,783 |
| Total Bank Equity Capital | 37,268 |
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Total Interest Expense | 4,967 |
| Total Deposits | 231,810 |
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Total NonInterest Expense | 14,613 |
| Net Loans & Leases | 202,808 |
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Net Income | 6,584 |
| Loan Loss Allowance | 4,204 |
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Net Charge Offs | 462 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 39,100 |
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Total loans | 210,383 |
| Total assets for the leverage ratio | 264,671 |
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Loans secured by real estate: | 99,296 |
| Tier 1 Leverage Ratio | 13.63 |
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Commercial and industrial loans | 84,397 |
| Tier 1 Capital Ratio | 14.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.22 |
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Loans to individuals - Other | 24,738 |
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:· 22nd State Bank
