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 Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
| RSSD ID 451246 | CERTIFICATE 1849 | ABA NUMBER 74904530 |
| 500 S A St |
Quarter Ended : |
2025-03-31 |
| Richmond, Indiana, 47374 |
Updated : |
2025-04-25 |
| www.waynebankonline.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 229,599 |
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Total Interest Income | 2,925 |
| Total Liabilities | 212,187 |
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Total NonInterest Income | 302 |
| Total Bank Equity Capital | 17,412 |
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Total Interest Expense | 1,023 |
| Total Deposits | 210,602 |
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Total NonInterest Expense | 1,781 |
| Net Loans & Leases | 178,119 |
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Net Income | 408 |
| Loan Loss Allowance | 1,979 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 25,279 |
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Total loans | 177,482 |
| Total assets for the leverage ratio | 229,078 |
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Loans secured by real estate: | 160,639 |
| Tier 1 Leverage Ratio | 10.14 |
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Commercial and industrial loans | 16,374 |
| Tier 1 Capital Ratio | 12.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.92 |
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Loans to individuals - Other | 3,413 |
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:· Wayne Bank and Trust Co.
