|
 |
|
|
 The Peoples State Bank
The Peoples State Bank
| RSSD ID 454546 | CERTIFICATE 14113 | ABA NUMBER 74907414 |
| 601 E Temperance St |
Quarter Ended : |
2025-12-31 |
| Ellettsville, Indiana, 47429 |
Updated : |
2026-01-23 |
| www.psbanywhere.com |
|
| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
94 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 481,999 |
|
Total Interest Income | 23,730 |
| Total Liabilities | 436,319 |
|
Total NonInterest Income | 2,950 |
| Total Bank Equity Capital | 45,680 |
|
Total Interest Expense | 8,251 |
| Total Deposits | 421,081 |
|
Total NonInterest Expense | 12,922 |
| Net Loans & Leases | 267,551 |
|
Net Income | 5,232 |
| Loan Loss Allowance | 2,741 |
|
Net Charge Offs | 42 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 270,829 |
| Total assets for the leverage ratio | 488,530 |
|
Loans secured by real estate: | 241,380 |
| Tier 1 Leverage Ratio | 10.51 |
|
Commercial and industrial loans | 16,765 |
| Off Balance Sheet Exposures (%) | 18.43 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,734 |
|
|
|
|
:· The Peoples State Bank
