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 Massena Savings and Loan
Massena Savings and Loan
| RSSD ID 454975 | CERTIFICATE 30429 | ABA NUMBER 221371628 |
| 255 Main St |
Quarter Ended : |
2025-09-30 |
| Massena, New York, 13662 |
Updated : |
2025-10-28 |
| www.massenasavingsloan.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 194,373 |
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Total Interest Income | 7,823 |
| Total Liabilities | 165,469 |
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Total NonInterest Income | 288 |
| Total Bank Equity Capital | 28,904 |
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Total Interest Expense | 3,349 |
| Total Deposits | 146,142 |
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Total NonInterest Expense | 3,116 |
| Net Loans & Leases | 176,392 |
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Net Income | 1,289 |
| Loan Loss Allowance | 1,224 |
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Net Charge Offs | 63 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,127 |
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Total loans | 173,695 |
| Total assets for the leverage ratio | 190,867 |
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Loans secured by real estate: | 153,196 |
| Tier 1 Leverage Ratio | 15.14 |
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Commercial and industrial loans | 1,180 |
| Tier 1 Capital Ratio | 22.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.35 |
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Loans to individuals - Other | 19,318 |
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:· Massena Savings and Loan
