|
 |
|
|
 Massena Savings and Loan
Massena Savings and Loan
| RSSD ID 454975 | CERTIFICATE 30429 | ABA NUMBER 221371628 |
| 255 Main St |
Quarter Ended : |
2025-12-31 |
| Massena, New York, 13662 |
Updated : |
2026-01-21 |
| www.massenasavingsloan.com |
|
| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
22 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 199,928 |
|
Total Interest Income | 10,631 |
| Total Liabilities | 170,657 |
|
Total NonInterest Income | 375 |
| Total Bank Equity Capital | 29,271 |
|
Total Interest Expense | 4,505 |
| Total Deposits | 147,331 |
|
Total NonInterest Expense | 4,366 |
| Net Loans & Leases | 180,033 |
|
Net Income | 1,656 |
| Loan Loss Allowance | 1,211 |
|
Net Charge Offs | 94 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 30,482 |
|
Total loans | 180,253 |
| Total assets for the leverage ratio | 197,748 |
|
Loans secured by real estate: | 159,268 |
| Tier 1 Leverage Ratio | 14.8 |
|
Commercial and industrial loans | 995 |
| Tier 1 Capital Ratio | 22.08 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23 |
|
Loans to individuals - Other | 19,991 |
|
|
|
|
:· Massena Savings and Loan
