|
 |
|
|
 The Payne County Bank
The Payne County Bank
| RSSD ID 455150 | CERTIFICATE 12485 | ABA NUMBER 103105213 |
| 202 S Main St |
Quarter Ended : |
2025-03-31 |
| Perkins, Oklahoma, 74059 |
Updated : |
2025-04-29 |
| www.paynecountybank.com |
|
| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
30 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 275,153 |
|
Total Interest Income | 3,966 |
| Total Liabilities | 241,464 |
|
Total NonInterest Income | 364 |
| Total Bank Equity Capital | 33,689 |
|
Total Interest Expense | 1,400 |
| Total Deposits | 227,512 |
|
Total NonInterest Expense | 1,522 |
| Net Loans & Leases | 194,798 |
|
Net Income | 1,310 |
| Loan Loss Allowance | 1,233 |
|
Net Charge Offs | 83 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 193,119 |
| Total assets for the leverage ratio | 273,835 |
|
Loans secured by real estate: | 141,363 |
| Tier 1 Leverage Ratio | 14.65 |
|
Commercial and industrial loans | 16,075 |
| Off Balance Sheet Exposures (%) | 10.07 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 13,418 |
|
|
|
|
:· The Payne County Bank
