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Lowry State Bank
Lowry State Bank
| RSSD ID 457 | CERTIFICATE 10202 | ABA NUMBER 91208332 |
| 400 Florence Ave |
Quarter Ended : |
2025-06-30 |
| Lowry, Minnesota, 56349 |
Updated : |
2025-07-30 |
| www.lowrystate.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 82,436 |
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Total Interest Income | 2,674 |
| Total Liabilities | 74,646 |
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Total NonInterest Income | 116 |
| Total Bank Equity Capital | 7,790 |
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Total Interest Expense | 1,006 |
| Total Deposits | 68,361 |
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Total NonInterest Expense | 1,002 |
| Net Loans & Leases | 77,151 |
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Net Income | 688 |
| Loan Loss Allowance | 1,022 |
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Net Charge Offs | 35 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 8,679 |
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Total loans | 75,475 |
| Total assets for the leverage ratio | 83,406 |
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Loans secured by real estate: | 53,392 |
| Tier 1 Leverage Ratio | 9.36 |
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Commercial and industrial loans | 8,493 |
| Tier 1 Capital Ratio | 11.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.48 |
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Loans to individuals - Other | 5,097 |
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