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 The Farmers Savings Bank
The Farmers Savings Bank
| RSSD ID 457220 | CERTIFICATE 2290 | ABA NUMBER 41211609 |
| 111 W Main St |
Quarter Ended : |
2025-03-31 |
| Spencer, Ohio, 44275 |
Updated : |
2025-04-10 |
| www.fsb-spencer.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 285,001 |
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Total Interest Income | 3,135 |
| Total Liabilities | 234,004 |
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Total NonInterest Income | 100 |
| Total Bank Equity Capital | 50,997 |
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Total Interest Expense | 948 |
| Total Deposits | 232,995 |
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Total NonInterest Expense | 1,132 |
| Net Loans & Leases | 103,702 |
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Net Income | 1,155 |
| Loan Loss Allowance | 3,276 |
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Net Charge Offs | (161) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 107,304 |
| Total assets for the leverage ratio | 283,005 |
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Loans secured by real estate: | 90,292 |
| Tier 1 Leverage Ratio | 28.16 |
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Commercial and industrial loans | 5,550 |
| Off Balance Sheet Exposures (%) | 3.44 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,453 |
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:· The Farmers Savings Bank
