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 Horatio State Bank
Horatio State Bank
| RSSD ID 458142 | CERTIFICATE 109 | ABA NUMBER 82903426 |
| 123 W Main St |
Quarter Ended : |
2025-03-31 |
| Horatio, Arkansas, 71842 |
Updated : |
2025-04-15 |
| www.horatiostatebank.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 307,798 |
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Total Interest Income | 4,908 |
| Total Liabilities | 275,931 |
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Total NonInterest Income | 65 |
| Total Bank Equity Capital | 31,867 |
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Total Interest Expense | 2,254 |
| Total Deposits | 275,048 |
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Total NonInterest Expense | 1,639 |
| Net Loans & Leases | 250,623 |
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Net Income | 381 |
| Loan Loss Allowance | 4,231 |
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Net Charge Offs | 652 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 255,831 |
| Total assets for the leverage ratio | 306,464 |
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Loans secured by real estate: | 163,455 |
| Tier 1 Leverage Ratio | 11.29 |
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Commercial and industrial loans | 28,076 |
| Off Balance Sheet Exposures (%) | 0.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 53,541 |
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:· Horatio State Bank
