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 Horatio State Bank
Horatio State Bank
| RSSD ID 458142 | CERTIFICATE 109 | ABA NUMBER 82903426 |
| 123 W Main St |
Quarter Ended : |
2025-12-31 |
| Horatio, Arkansas, 71842 |
Updated : |
2026-01-28 |
| www.horatiostatebank.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 310,605 |
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Total Interest Income | 20,287 |
| Total Liabilities | 276,820 |
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Total NonInterest Income | 239 |
| Total Bank Equity Capital | 33,785 |
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Total Interest Expense | 8,685 |
| Total Deposits | 276,028 |
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Total NonInterest Expense | 6,729 |
| Net Loans & Leases | 257,679 |
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Net Income | 2,430 |
| Loan Loss Allowance | 4,154 |
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Net Charge Offs | 2,127 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 258,369 |
| Total assets for the leverage ratio | 305,370 |
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Loans secured by real estate: | 173,941 |
| Tier 1 Leverage Ratio | 11.84 |
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Commercial and industrial loans | 20,350 |
| Off Balance Sheet Exposures (%) | 0.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 52,223 |
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:· Horatio State Bank
