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 Community Bank of Mississippi
Community Bank of Mississippi
| RSSD ID 460033 | CERTIFICATE 8879 | ABA NUMBER 65302196 |
| 1905 Community Bank Way |
Quarter Ended : |
2025-09-30 |
| Flowood, Mississippi, 39232 |
Updated : |
2025-10-27 |
| www.communitybank.net |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
56 |
Number of Employees : |
823 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,954,634 |
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Total Interest Income | 182,918 |
| Total Liabilities | 4,553,155 |
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Total NonInterest Income | 25,637 |
| Total Bank Equity Capital | 401,479 |
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Total Interest Expense | 60,342 |
| Total Deposits | 4,511,346 |
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Total NonInterest Expense | 103,760 |
| Net Loans & Leases | 3,240,228 |
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Net Income | 30,267 |
| Loan Loss Allowance | 34,856 |
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Net Charge Offs | 1,307 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 437,835 |
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Total loans | 3,256,395 |
| Total assets for the leverage ratio | 4,878,591 |
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Loans secured by real estate: | 2,869,490 |
| Tier 1 Leverage Ratio | 8.25 |
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Commercial and industrial loans | 261,743 |
| Tier 1 Capital Ratio | 13.26 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.43 |
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Loans to individuals - Other | 86,078 |
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:· Community Bank of Mississippi
