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 Peoples Trust Company of St. Albans
Peoples Trust Company of St. Albans
| RSSD ID 463605 | CERTIFICATE 14168 | ABA NUMBER 11600567 |
| 25 Kingman St |
Quarter Ended : |
2025-09-30 |
| Saint Albans, Vermont, 5478 |
Updated : |
2025-10-20 |
| www.ptcvt.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 388,712 |
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Total Interest Income | 13,601 |
| Total Liabilities | 347,860 |
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Total NonInterest Income | 2,211 |
| Total Bank Equity Capital | 40,852 |
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Total Interest Expense | 2,288 |
| Total Deposits | 342,111 |
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Total NonInterest Expense | 9,821 |
| Net Loans & Leases | 287,656 |
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Net Income | 3,039 |
| Loan Loss Allowance | 3,780 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 47,224 |
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Total loans | 292,027 |
| Total assets for the leverage ratio | 383,102 |
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Loans secured by real estate: | 249,057 |
| Tier 1 Leverage Ratio | 11.41 |
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Commercial and industrial loans | 10,695 |
| Tier 1 Capital Ratio | 15.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.89 |
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Loans to individuals - Other | 10,338 |
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:· Peoples Trust Company of St. Albans
