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 Peoples Trust Company of St. Albans
Peoples Trust Company of St. Albans
| RSSD ID 463605 | CERTIFICATE 14168 | ABA NUMBER 11600567 |
| 25 Kingman St |
Quarter Ended : |
2025-12-31 |
| Saint Albans, Vermont, 5478 |
Updated : |
2026-01-26 |
| www.ptcvt.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 384,277 |
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Total Interest Income | 18,568 |
| Total Liabilities | 341,942 |
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Total NonInterest Income | 2,999 |
| Total Bank Equity Capital | 42,335 |
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Total Interest Expense | 3,187 |
| Total Deposits | 339,187 |
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Total NonInterest Expense | 13,322 |
| Net Loans & Leases | 286,098 |
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Net Income | 4,143 |
| Loan Loss Allowance | 3,829 |
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Net Charge Offs | 94 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 48,067 |
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Total loans | 297,478 |
| Total assets for the leverage ratio | 400,851 |
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Loans secured by real estate: | 251,630 |
| Tier 1 Leverage Ratio | 11.13 |
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Commercial and industrial loans | 10,614 |
| Tier 1 Capital Ratio | 16.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.52 |
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Loans to individuals - Other | 9,074 |
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:· Peoples Trust Company of St. Albans
