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Adams Bank & Trust
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Adams Bank & Trust
| RSSD ID 463650 | CERTIFICATE 18489 | ABA NUMBER 104113958 |
| 315 N Spruce St |
Quarter Ended : |
2026-03-31 |
| Ogallala, Nebraska, 69153 |
Updated : |
2026-05-01 |
| www.abtbank.com |
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| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
23 |
Number of Employees : |
241 |
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| Related Company Filings |
Regulator |
ADAGE LLC |
FED |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,328,835 |
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Total Interest Income | 20,678 |
| Total Liabilities | 1,147,883 |
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Total NonInterest Income | 1,557 |
| Total Bank Equity Capital | 180,952 |
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Total Interest Expense | 5,401 |
| Total Deposits | 1,133,476 |
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Total NonInterest Expense | 10,692 |
| Net Loans & Leases | 885,153 |
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Net Income | 4,677 |
| Loan Loss Allowance | 11,611 |
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Net Charge Offs | 46 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 894,938 |
| Total assets for the leverage ratio | 1,345,740 |
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Loans secured by real estate: | 671,879 |
| Tier 1 Leverage Ratio | 13.62 |
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Commercial and industrial loans | 70,326 |
| Off Balance Sheet Exposures (%) | 5.64 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,267 |
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