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 The Bank of Fayette County
The Bank of Fayette County
| RSSD ID 466754 | CERTIFICATE 10308 | ABA NUMBER 84304337 |
| 1265 Highway 57 |
Quarter Ended : |
2025-09-30 |
| Piperton, Tennessee, 38017 |
Updated : |
2025-10-20 |
| www.thebank1905.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
214 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,076,725 |
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Total Interest Income | 49,830 |
| Total Liabilities | 977,349 |
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Total NonInterest Income | 1,880 |
| Total Bank Equity Capital | 99,376 |
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Total Interest Expense | 20,381 |
| Total Deposits | 928,518 |
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Total NonInterest Expense | 19,969 |
| Net Loans & Leases | 873,610 |
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Net Income | 8,014 |
| Loan Loss Allowance | 9,962 |
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Net Charge Offs | 1,274 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 877,352 |
| Total assets for the leverage ratio | 1,070,063 |
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Loans secured by real estate: | 760,265 |
| Tier 1 Leverage Ratio | 9.64 |
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Commercial and industrial loans | 54,110 |
| Off Balance Sheet Exposures (%) | 8.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 44,831 |
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:· The Bank of Fayette County
