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Commercial Bank & Trust Co.
Commercial Bank & Trust Co.
| RSSD ID 467658 | CERTIFICATE 8660 | ABA NUMBER 84301107 |
| 101 N Poplar St |
Quarter Ended : |
2025-12-31 |
| Paris, Tennessee, 38242 |
Updated : |
2026-01-16 |
| cbtcnet.com |
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| Institution Profile |
| Year Opened : |
1877 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
11 |
Number of Employees : |
198 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,089,051 |
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Total Interest Income | 51,341 |
| Total Liabilities | 994,912 |
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Total NonInterest Income | 12,577 |
| Total Bank Equity Capital | 94,139 |
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Total Interest Expense | 17,424 |
| Total Deposits | 985,322 |
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Total NonInterest Expense | 31,328 |
| Net Loans & Leases | 612,375 |
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Net Income | 14,008 |
| Loan Loss Allowance | 8,538 |
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Net Charge Offs | 345 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 134,534 |
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Total loans | 614,563 |
| Total assets for the leverage ratio | 1,090,510 |
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Loans secured by real estate: | 451,853 |
| Tier 1 Leverage Ratio | 11.58 |
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Commercial and industrial loans | 118,762 |
| Tier 1 Capital Ratio | 19.08 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.33 |
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Loans to individuals - Other | 23,869 |
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