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 Union State Bank
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Union State Bank
| RSSD ID 467733 | CERTIFICATE 5602 | ABA NUMBER 62203395 |
| 15 20th St N |
Quarter Ended : |
2026-06-30 |
| Pell City, Alabama, 35125 |
Updated : |
2026-08-11 |
| www.unionstate.net |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
64 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 212,452 |
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Total Interest Income | 4,340 |
| Total Liabilities | 200,632 |
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Total NonInterest Income | 918 |
| Total Bank Equity Capital | 11,820 |
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Total Interest Expense | 959 |
| Total Deposits | 191,657 |
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Total NonInterest Expense | 3,797 |
| Net Loans & Leases | 98,128 |
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Net Income | 451 |
| Loan Loss Allowance | 893 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,011 |
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Total loans | 96,641 |
| Total assets for the leverage ratio | 208,352 |
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Loans secured by real estate: | 84,880 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 8,638 |
| Tier 1 Capital Ratio | 13.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.28 |
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Loans to individuals - Other | 2,123 |
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:· Union State Bank
