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 The Commercial Bank
The Commercial Bank
| RSSD ID 469737 | CERTIFICATE 175 | ABA NUMBER 61110654 |
| 102 N. Church Street |
Quarter Ended : |
2025-09-30 |
| Crawford, Georgia, 30630 |
Updated : |
2025-10-28 |
| thecommercialbank.net |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 435,010 |
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Total Interest Income | 19,629 |
| Total Liabilities | 398,105 |
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Total NonInterest Income | 2,313 |
| Total Bank Equity Capital | 36,905 |
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Total Interest Expense | 4,069 |
| Total Deposits | 393,814 |
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Total NonInterest Expense | 7,882 |
| Net Loans & Leases | 305,701 |
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Net Income | 9,721 |
| Loan Loss Allowance | 5,629 |
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Net Charge Offs | (29) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 313,277 |
| Total assets for the leverage ratio | 428,060 |
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Loans secured by real estate: | 285,953 |
| Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 15,281 |
| Off Balance Sheet Exposures (%) | 13.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,252 |
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:· The Commercial Bank
