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Home State Bank
Home State Bank
RSSD ID 472045 | CERTIFICATE 966 | ABA NUMBER 73918378
202 3rd Ave Quarter Ended : 2026-03-31
Royal, Iowa, 51357 Updated : 2026-04-20
www.hsbroyal.com

Institution Profile
Year Opened : 1915 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : Yes
Fiduciary Powers : Yes Powers Exercised : Yes
Filing Type : 051
Specialization : Agricultural Specialization
Number of Offices : 1 Number of Employees : 5
Related Company Filings Regulator
 ROYAL BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)
Total Assets57,733
Total Interest Income744
Total Liabilities44,278
Total NonInterest Income4
Total Bank Equity Capital13,455
Total Interest Expense207
Total Deposits44,000
Total NonInterest Expense239
Net Loans & Leases35,681
Net Income229
Loan Loss Allowance475
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans36,417
Total assets for the leverage ratio61,120
Loans secured by real estate:14,252
Tier 1 Leverage Ratio24.01
Commercial and industrial loans788
Off Balance Sheet Exposures (%)0.04
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other308





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury