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Home State Bank

Home State Bank
RSSD ID 472045 | CERTIFICATE 966 | ABA NUMBER 73918378
202 3rd Ave Quarter Ended : 2025-06-30
Royal, Iowa, 51357 Updated : 2025-07-17
www.hsbroyal.com

Institution Profile
Year Opened : 1915 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : Yes
Fiduciary Powers : Yes Powers Exercised : Yes
Filing Type : 051
Specialization : Agricultural Specialization
Number of Offices : 1 Number of Employees : 5
Related Company Filings Regulator
 ROYAL BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)
Total Assets58,706
Total Interest Income1,486
Total Liabilities45,396
Total NonInterest Income12
Total Bank Equity Capital13,310
Total Interest Expense481
Total Deposits44,208
Total NonInterest Expense489
Net Loans & Leases32,309
Net Income514
Loan Loss Allowance413
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans32,845
Total assets for the leverage ratio60,729
Loans secured by real estate:13,530
Tier 1 Leverage Ratio24.23
Commercial and industrial loans806
Off Balance Sheet Exposures (%)0.04
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other360





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury