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 Home State Bank
Home State Bank
| RSSD ID 472045 | CERTIFICATE 966 | ABA NUMBER 73918378 |
| 202 3rd Ave |
Quarter Ended : |
2025-03-31 |
| Royal, Iowa, 51357 |
Updated : |
2025-04-22 |
| www.hsbroyal.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
5 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 57,738 |
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Total Interest Income | 738 |
| Total Liabilities | 45,090 |
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Total NonInterest Income | 5 |
| Total Bank Equity Capital | 12,648 |
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Total Interest Expense | 240 |
| Total Deposits | 43,890 |
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Total NonInterest Expense | 250 |
| Net Loans & Leases | 33,061 |
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Net Income | 248 |
| Loan Loss Allowance | 413 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 33,097 |
| Total assets for the leverage ratio | 60,953 |
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Loans secured by real estate: | 12,965 |
| Tier 1 Leverage Ratio | 23.67 |
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Commercial and industrial loans | 1,210 |
| Off Balance Sheet Exposures (%) | 2.3 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 362 |
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:· Home State Bank
