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Home State Bank

Home State Bank
RSSD ID 472045 | CERTIFICATE 966 | ABA NUMBER 73918378
202 3rd Ave Quarter Ended : 2025-09-30
Royal, Iowa, 51357 Updated : 2025-10-14
www.hsbroyal.com

Institution Profile
Year Opened : 1915 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : Yes
Fiduciary Powers : Yes Powers Exercised : Yes
Filing Type : 051
Specialization : Agricultural Specialization
Number of Offices : 1 Number of Employees : 5
Related Company Filings Regulator
 ROYAL BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)
Total Assets56,635
Total Interest Income2,220
Total Liabilities42,931
Total NonInterest Income20
Total Bank Equity Capital13,704
Total Interest Expense719
Total Deposits41,708
Total NonInterest Expense755
Net Loans & Leases31,951
Net Income745
Loan Loss Allowance413
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans32,691
Total assets for the leverage ratio59,363
Loans secured by real estate:14,475
Tier 1 Leverage Ratio25.18
Commercial and industrial loans832
Off Balance Sheet Exposures (%)0.03
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other394





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury