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 First National Bank of Scotia
First National Bank of Scotia
| RSSD ID 472616 | CERTIFICATE 11501 | ABA NUMBER 21310711 |
| 201 Mohawk Ave |
Quarter Ended : |
2025-03-31 |
| Scotia, New York, 12302 |
Updated : |
2025-04-30 |
| www.firstscotia.com |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 690,465 |
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Total Interest Income | 7,713 |
| Total Liabilities | 630,727 |
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Total NonInterest Income | 796 |
| Total Bank Equity Capital | 59,738 |
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Total Interest Expense | 1,320 |
| Total Deposits | 607,397 |
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Total NonInterest Expense | 5,513 |
| Net Loans & Leases | 499,440 |
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Net Income | 1,099 |
| Loan Loss Allowance | 5,440 |
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Net Charge Offs | 306 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 66,557 |
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Total loans | 502,431 |
| Total assets for the leverage ratio | 684,192 |
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Loans secured by real estate: | 300,682 |
| Tier 1 Leverage Ratio | 8.91 |
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Commercial and industrial loans | 46,706 |
| Tier 1 Capital Ratio | 12.65 |
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Loans to individuals - Credit Cards | 2,670 |
| Total Capital Ratio | 13.8 |
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Loans to individuals - Other | 150,226 |
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:· First National Bank of Scotia
