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 South Central Bank, Inc.
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South Central Bank, Inc.
| RSSD ID 473042 | CERTIFICATE 5854 | ABA NUMBER 83905012 |
| 208 S Broadway St |
Quarter Ended : |
2026-03-31 |
| Glasgow, Kentucky, 42141 |
Updated : |
2026-04-28 |
| www.southcentralbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
27 |
Number of Employees : |
294 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,166,977 |
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Total Interest Income | 29,687 |
| Total Liabilities | 1,968,699 |
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Total NonInterest Income | 3,039 |
| Total Bank Equity Capital | 198,278 |
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Total Interest Expense | 10,319 |
| Total Deposits | 1,884,857 |
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Total NonInterest Expense | 12,144 |
| Net Loans & Leases | 1,717,331 |
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Net Income | 7,256 |
| Loan Loss Allowance | 17,407 |
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Net Charge Offs | (67) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 230,893 |
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Total loans | 1,689,426 |
| Total assets for the leverage ratio | 2,135,769 |
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Loans secured by real estate: | 1,500,042 |
| Tier 1 Leverage Ratio | 9.97 |
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Commercial and industrial loans | 143,366 |
| Tier 1 Capital Ratio | 12.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.05 |
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Loans to individuals - Other | 19,423 |
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:· South Central Bank, Inc.
