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 Consumers National Bank
Consumers National Bank
| RSSD ID 477321 | CERTIFICATE 19482 | ABA NUMBER 41201143 |
| 614 E Lincolnway |
Quarter Ended : |
2025-09-30 |
| Minerva, Ohio, 44657 |
Updated : |
2025-10-29 |
| www.consumers.bank |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
188 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,187,278 |
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Total Interest Income | 41,048 |
| Total Liabilities | 1,105,626 |
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Total NonInterest Income | 4,155 |
| Total Bank Equity Capital | 81,652 |
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Total Interest Expense | 13,780 |
| Total Deposits | 1,069,720 |
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Total NonInterest Expense | 21,963 |
| Net Loans & Leases | 826,184 |
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Net Income | 6,969 |
| Loan Loss Allowance | 8,709 |
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Net Charge Offs | 431 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 107,282 |
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Total loans | 826,523 |
| Total assets for the leverage ratio | 1,193,628 |
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Loans secured by real estate: | 595,462 |
| Tier 1 Leverage Ratio | 8.24 |
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Commercial and industrial loans | 105,223 |
| Tier 1 Capital Ratio | 11.02 |
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Loans to individuals - Credit Cards | 75 |
| Total Capital Ratio | 12.03 |
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Loans to individuals - Other | 116,217 |
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:· Consumers National Bank
