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Consumers National Bank

Consumers National Bank
RSSD ID 477321 | CERTIFICATE 19482 | ABA NUMBER 41201143
614 E Lincolnway Quarter Ended : 2026-03-31
Minerva, Ohio, 44657 Updated : 2026-04-29
www.consumers.bank

Institution Profile
Year Opened : 1965 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 22 Number of Employees : 193
Related Company Filings Regulator
 CONSUMERS BANCORP INC /OH/ SEC
 CONSUMERS BCORP INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets1,237,314
Total Interest Income14,908
Total Liabilities1,150,338
Total NonInterest Income1,430
Total Bank Equity Capital86,976
Total Interest Expense4,838
Total Deposits1,110,027
Total NonInterest Expense7,883
Net Loans & Leases895,188
Net Income2,869
Loan Loss Allowance8,868
Net Charge Offs69



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital112,238
Total loans873,720
Total assets for the leverage ratio1,229,759
Loans secured by real estate:615,607
Tier 1 Leverage Ratio8.37
Commercial and industrial loans114,849
Tier 1 Capital Ratio11.06
Loans to individuals - Credit Cards86
Total Capital Ratio12.07
Loans to individuals - Other123,536





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury