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Consumers National Bank
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Consumers National Bank
| RSSD ID 477321 | CERTIFICATE 19482 | ABA NUMBER 41201143 |
| 614 E Lincolnway |
Quarter Ended : |
2026-03-31 |
| Minerva, Ohio, 44657 |
Updated : |
2026-04-29 |
| www.consumers.bank |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
193 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,237,314 |
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Total Interest Income | 14,908 |
| Total Liabilities | 1,150,338 |
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Total NonInterest Income | 1,430 |
| Total Bank Equity Capital | 86,976 |
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Total Interest Expense | 4,838 |
| Total Deposits | 1,110,027 |
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Total NonInterest Expense | 7,883 |
| Net Loans & Leases | 895,188 |
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Net Income | 2,869 |
| Loan Loss Allowance | 8,868 |
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Net Charge Offs | 69 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 112,238 |
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Total loans | 873,720 |
| Total assets for the leverage ratio | 1,229,759 |
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Loans secured by real estate: | 615,607 |
| Tier 1 Leverage Ratio | 8.37 |
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Commercial and industrial loans | 114,849 |
| Tier 1 Capital Ratio | 11.06 |
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Loans to individuals - Credit Cards | 86 |
| Total Capital Ratio | 12.07 |
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Loans to individuals - Other | 123,536 |
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