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Park State Bank & Trust
Park State Bank & Trust
RSSD ID 480059 | CERTIFICATE 19381 | ABA NUMBER 102101250 |
710 W Us Highway 24 |
Quarter Ended : |
2025-03-31 |
Woodland Park, Colorado, 80863 |
Updated : |
2025-04-16 |
www.psbtrust.bank |
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Institution Profile |
Year Opened : |
1965 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
1 |
Number of Employees : |
30 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 140,926 |
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Total Interest Income | 2,083 |
Total Liabilities | 126,462 |
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Total NonInterest Income | 316 |
Total Bank Equity Capital | 14,464 |
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Total Interest Expense | 418 |
Total Deposits | 126,077 |
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Total NonInterest Expense | 1,386 |
Net Loans & Leases | 108,018 |
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Net Income | 595 |
Loan Loss Allowance | 1,073 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 17,890 |
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Total loans | 105,847 |
Total assets for the leverage ratio | 143,389 |
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Loans secured by real estate: | 101,016 |
Tier 1 Leverage Ratio | 11.73 |
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Commercial and industrial loans | 3,245 |
Tier 1 Capital Ratio | 18.63 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 19.82 |
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Loans to individuals - Other | 1,586 |
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