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Valley Bank of Commerce

Valley Bank of Commerce
RSSD ID 481159 | CERTIFICATE 22600 | ABA NUMBER 112203122
217 W 2nd St Quarter Ended : 2026-03-31
Roswell, New Mexico, 88201 Updated : 2026-04-30
valleybankofcommerce.com

Institution Profile
Year Opened : 1978 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : Yes
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : All Other Under 1 Billion
Number of Offices : 3 Number of Employees : 23
Related Company Filings Regulator
 COMMERCE BANCSHARES ROSWELL EMPLOYEE STK OWNERSHIP PLAN FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets297,720
Total Interest Income4,595
Total Liabilities256,492
Total NonInterest Income215
Total Bank Equity Capital41,228
Total Interest Expense526
Total Deposits256,274
Total NonInterest Expense1,582
Net Loans & Leases158,114
Net Income2,567
Loan Loss Allowance2,833
Net Charge Offs(50)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital43,591
Total loans108,224
Total assets for the leverage ratio294,555
Loans secured by real estate:50,099
Tier 1 Leverage Ratio14
Commercial and industrial loans39,433
Tier 1 Capital Ratio21.86
Loans to individuals - Credit Cards0
Total Capital Ratio23.11
Loans to individuals - Other424





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury