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Valley Bank of Commerce
Valley Bank of Commerce
RSSD ID 481159 | CERTIFICATE 22600 | ABA NUMBER 112203122 |
217 W 2nd St |
Quarter Ended : |
2025-03-31 |
Roswell, New Mexico, 88201 |
Updated : |
2025-04-30 |
valleybankofcommerce.com |
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Institution Profile |
Year Opened : |
1978 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
3 |
Number of Employees : |
24 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 346,114 |
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Total Interest Income | 4,589 |
Total Liabilities | 310,359 |
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Total NonInterest Income | 169 |
Total Bank Equity Capital | 35,755 |
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Total Interest Expense | 690 |
Total Deposits | 310,230 |
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Total NonInterest Expense | 1,433 |
Net Loans & Leases | 142,154 |
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Net Income | 2,140 |
Loan Loss Allowance | 3,086 |
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Net Charge Offs | (33) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 37,700 |
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Total loans | 115,566 |
Total assets for the leverage ratio | 312,377 |
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Loans secured by real estate: | 46,314 |
Tier 1 Leverage Ratio | 11.45 |
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Commercial and industrial loans | 28,202 |
Tier 1 Capital Ratio | 23.16 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 24.42 |
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Loans to individuals - Other | 856 |
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