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 Citizens Bank of West Virginia, Inc.
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Citizens Bank of West Virginia, Inc.
| RSSD ID 481627 | CERTIFICATE 6760 | ABA NUMBER 51501150 |
| 211 3rd St |
Quarter Ended : |
2026-06-30 |
| Elkins, West Virginia, 26241 |
Updated : |
2026-07-15 |
| www.citizenswv.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
112 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 772,465 |
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Total Interest Income | 21,315 |
| Total Liabilities | 693,487 |
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Total NonInterest Income | 4,323 |
| Total Bank Equity Capital | 78,978 |
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Total Interest Expense | 5,842 |
| Total Deposits | 678,672 |
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Total NonInterest Expense | 9,337 |
| Net Loans & Leases | 604,462 |
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Net Income | 7,318 |
| Loan Loss Allowance | 6,318 |
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Net Charge Offs | 1,118 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 589,638 |
| Total assets for the leverage ratio | 762,137 |
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Loans secured by real estate: | 209,088 |
| Tier 1 Leverage Ratio | 10 |
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Commercial and industrial loans | 47,262 |
| Off Balance Sheet Exposures (%) | 8.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 291,270 |
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:· Citizens Bank of West Virginia, Inc.
