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 Citizens Bank of West Virginia, Inc.
Citizens Bank of West Virginia, Inc.
| RSSD ID 481627 | CERTIFICATE 6760 | ABA NUMBER 51501150 |
| 211 3rd St |
Quarter Ended : |
2025-09-30 |
| Elkins, West Virginia, 26241 |
Updated : |
2025-10-24 |
| www.citizenswv.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 685,603 |
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Total Interest Income | 29,311 |
| Total Liabilities | 613,580 |
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Total NonInterest Income | 3,255 |
| Total Bank Equity Capital | 72,023 |
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Total Interest Expense | 9,348 |
| Total Deposits | 602,832 |
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Total NonInterest Expense | 11,464 |
| Net Loans & Leases | 544,590 |
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Net Income | 8,138 |
| Loan Loss Allowance | 5,426 |
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Net Charge Offs | 1,120 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 76,149 |
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Total loans | 540,149 |
| Total assets for the leverage ratio | 674,609 |
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Loans secured by real estate: | 183,901 |
| Tier 1 Leverage Ratio | 10.48 |
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Commercial and industrial loans | 30,729 |
| Tier 1 Capital Ratio | 11.77 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.69 |
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Loans to individuals - Other | 294,044 |
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:· Citizens Bank of West Virginia, Inc.
