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 Citizens Bank of West Virginia, Inc.
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Citizens Bank of West Virginia, Inc.
| RSSD ID 481627 | CERTIFICATE 6760 | ABA NUMBER 51501150 |
| 211 3rd St |
Quarter Ended : |
2026-03-31 |
| Elkins, West Virginia, 26241 |
Updated : |
2026-04-23 |
| www.citizenswv.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
115 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 775,093 |
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Total Interest Income | 10,250 |
| Total Liabilities | 699,080 |
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Total NonInterest Income | 2,897 |
| Total Bank Equity Capital | 76,013 |
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Total Interest Expense | 2,902 |
| Total Deposits | 688,163 |
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Total NonInterest Expense | 5,020 |
| Net Loans & Leases | 577,557 |
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Net Income | 3,649 |
| Loan Loss Allowance | 5,934 |
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Net Charge Offs | 1,002 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 78,881 |
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Total loans | 563,726 |
| Total assets for the leverage ratio | 706,126 |
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Loans secured by real estate: | 189,677 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 46,380 |
| Tier 1 Capital Ratio | 11.74 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.7 |
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Loans to individuals - Other | 291,442 |
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:· Citizens Bank of West Virginia, Inc.
