|
 |
 |
|
Citizens State Bank
Citizens State Bank
| RSSD ID 482053 | CERTIFICATE 5495 | ABA NUMBER 104902392 |
| 921 Avenue E |
Quarter Ended : |
2025-09-30 |
| Wisner, Nebraska, 68791 |
Updated : |
2025-10-24 |
| www.citstatebank.com |
|
| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
17 |
Number of Employees : |
80 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 610,247 |
|
Total Interest Income | 25,688 |
| Total Liabilities | 557,518 |
|
Total NonInterest Income | 1,234 |
| Total Bank Equity Capital | 52,729 |
|
Total Interest Expense | 11,168 |
| Total Deposits | 553,291 |
|
Total NonInterest Expense | 10,384 |
| Net Loans & Leases | 452,437 |
|
Net Income | 5,343 |
| Loan Loss Allowance | 7,420 |
|
Net Charge Offs | (38) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 70,942 |
|
Total loans | 455,169 |
| Total assets for the leverage ratio | 620,738 |
|
Loans secured by real estate: | 278,593 |
| Tier 1 Leverage Ratio | 10.37 |
|
Commercial and industrial loans | 26,501 |
| Tier 1 Capital Ratio | 12.31 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.57 |
|
Loans to individuals - Other | 3,751 |
|
|
|
|