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 PNB Community Bank
PNB Community Bank
| RSSD ID 483537 | CERTIFICATE 26687 | ABA NUMBER 63212631 |
| 1020 John Sims Pkwy E |
Quarter Ended : |
2025-09-30 |
| Niceville, Florida, 32578 |
Updated : |
2025-10-30 |
| pnbcommunity.bank |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 153,327 |
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Total Interest Income | 6,559 |
| Total Liabilities | 139,776 |
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Total NonInterest Income | 608 |
| Total Bank Equity Capital | 13,551 |
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Total Interest Expense | 1,108 |
| Total Deposits | 138,301 |
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Total NonInterest Expense | 4,061 |
| Net Loans & Leases | 108,094 |
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Net Income | 1,488 |
| Loan Loss Allowance | 1,398 |
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Net Charge Offs | 34 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 107,370 |
| Total assets for the leverage ratio | 159,463 |
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Loans secured by real estate: | 102,209 |
| Tier 1 Leverage Ratio | 9.89 |
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Commercial and industrial loans | 1,803 |
| Off Balance Sheet Exposures (%) | 7.48 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 802 |
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:· PNB Community Bank
