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 State Bank & Trust Company
State Bank & Trust Company
| RSSD ID 485139 | CERTIFICATE 17169 | ABA NUMBER 65404735 |
| 176 Washington Street |
Quarter Ended : |
2025-09-30 |
| Golden Meadow, Louisiana, 70357 |
Updated : |
2025-11-03 |
| www.sbtcajun.com |
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| Institution Profile |
| Year Opened : |
1953 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 153,119 |
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Total Interest Income | 5,990 |
| Total Liabilities | 140,613 |
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Total NonInterest Income | 323 |
| Total Bank Equity Capital | 12,506 |
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Total Interest Expense | 1,809 |
| Total Deposits | 134,504 |
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Total NonInterest Expense | 3,381 |
| Net Loans & Leases | 92,500 |
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Net Income | 1,123 |
| Loan Loss Allowance | 1,463 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,305 |
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Total loans | 95,748 |
| Total assets for the leverage ratio | 151,350 |
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Loans secured by real estate: | 64,744 |
| Tier 1 Leverage Ratio | 10.61 |
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Commercial and industrial loans | 23,974 |
| Tier 1 Capital Ratio | 16.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.32 |
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Loans to individuals - Other | 6,976 |
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:· State Bank & Trust Company
